Guaranteed Payments without risk

Receive payments that cannot be reversed. With PSD2 Payment Initiation, transactions are authorized directly in your customer's banking environment, final and without risk.

100% betaalzekerheid

After authorization, transactions are final and cannot be reversed. No chargebacks, reversals or collection risks.

Veilige autorisatie

Customers authorize payments in their own trusted banking environment. Maximum safety and trust.

Real-time confirmation

Payments are confirmed immediately and automatically linked to the right invoice. No manual reconciliation.

Lagere kosten

Direct bank-to-bank transactions without cards or PSPs. Lower fees and direct settlement to your account.

PSD2 Payment Initiation

Final payments without risk

With PSD2 Payment Initiation Services (PIS), bank payments are initiated directly from your customer's account. No cards, no PSPs, only direct bank-to-bank transactions.

Customers authorize the payment in their own trusted banking environment. After authorization, the transaction is final and cannot be reversed. Chargebacks and collection risks are a thing of the past.

Directe Settlement

Real-time confirmation and matching

Payments are confirmed in real time and automatically linked to the right invoice. No manual reconciliation, no delays, direct settlement to your account.

Ideal for payment arrangements, outstanding invoices and direct settlements. Maximum payment certainty with lower transaction costs by eliminating intermediaries.

Use cases

Payment arrangements

Set up payment arrangements with guaranteed collection. Customers authorize installments upfront, with no reversals and no drop-off.

Outstanding invoices

Collect overdue invoices with certainty. After authorization, the payment is final and directly linked to the case.

Directe afrekeningen

For situations where immediate, guaranteed payment is essential. Real-time confirmation and direct settlement.

Frequently asked questions

With PSD2 Payment Initiation, the customer authorizes the payment in their own banking environment. After authorization, the transaction is final and cannot be reversed or rolled back. There are no chargebacks or collection risks; the payment is 100% guaranteed.

With regular SEPA direct debits, the customer can reclaim the payment for up to 8 weeks (or 13 months for unauthorized direct debits). With PSD2 Payment Initiation, the customer actively authorizes the payment, making reversal impossible. This fully eliminates payment risk.

Absolutely. Customers authorize payments in their own trusted banking environment with their regular authentication method (app, TAN code, etc.). No bank details are shared with third parties. The payment runs directly from bank to bank.

Through PSD2, we support all major Dutch and European banks. Customers can pay through their own bank, regardless of which bank it is. The platform automatically detects available banks and offers the right payment flow.

Payments are initiated immediately after authorization. Settlement takes place through the regular banking network, usually within 1 business day. You receive real-time confirmation as soon as the payment is authorized and can act immediately.